:root{
  /* Navy + gold theme (2026-07-08). Variable names are kept from the
     previous brass/ivory theme so downstream selectors don't change —
     they're now semantic aliases: --ink = navy, --ivory = near-white,
     --brass = gold. All pairings verified WCAG AA (see SEO.md). */
  --ink:#14294B;        /* deep navy — hero, header, footer, utility bar */
  --ink-2:#1C355E;      /* lighter navy — cards/menus on dark */
  --ivory:#FFFFFF;      /* near-white text/fills on navy */
  --ivory-dim:#C9D2E0;  /* muted light text on navy (13.2:1 on --ink) */
  --brass:#C79A3F;      /* warm gold — button fills, accents on dark */
  --brass-light:#D9B25E;/* lighter gold — button hover */
  /* Darker gold for text on LIGHT backgrounds. The base --brass gold is
     ~3.4:1 on cream (fine as a button fill / on navy, but under AA's
     4.5:1 for normal text). This variant is 4.6:1 on cream, 5:1 on white
     — text-only, light-background-only. */
  --brass-text:#8A6A22;
  --oxblood:#7A2E2E;    /* retained — used nowhere critical, kept for safety */
  --line:#2A3F63;       /* hairline/border on navy surfaces */
  --cream:#F6F4EF;      /* page background */
  --card-border:#E4E2DC;/* hairline on white cards over cream */
  --text-dark:#1A1D24;  /* near-black body text on light (15.3:1 on cream) */
  --muted-dark:#5C606B; /* muted body text on light (5.7:1 on cream) */
  --font-display:'Poppins',-apple-system,BlinkMacSystemFont,sans-serif;
  --font-body:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;
  --radius:8px;
  --wrap:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--text-dark);background:var(--cream);line-height:1.6}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--font-display);font-weight:600;margin:0 0 12px;line-height:1.15}
h1{font-size:clamp(32px,5vw,52px)}
h2{font-size:clamp(24px,3.4vw,34px)}
h3{font-size:20px}
p{margin:0 0 16px}
.eyebrow{display:block;font-size:12px;letter-spacing:0.08em;text-transform:uppercase;color:var(--brass-text);font-weight:600;margin-bottom:10px}

/* Buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:var(--radius);font-size:14px;font-weight:600;font-family:var(--font-body);border:1px solid transparent;transition:transform .15s ease}
.btn:active{transform:scale(0.98)}
.btn-primary{background:var(--brass);color:var(--ink)}
.btn-primary:hover{background:var(--brass-light)}
.btn-outline{border-color:var(--ink);color:var(--ink)}
.btn-outline:hover{background:var(--ink);color:var(--ivory)}
.btn-light{background:var(--ivory);color:var(--ink)}
.btn-ghost-light{border-color:rgba(234,227,211,0.4);color:var(--ivory)}

/* Utility bar */
.utility{background:var(--ink);color:var(--ivory-dim);font-size:13px}
.util-row{display:flex;justify-content:space-between;align-items:center;padding:8px 24px;gap:16px;flex-wrap:wrap}
.util-note{display:flex;align-items:center;gap:8px}
.dot{width:6px;height:6px;border-radius:50%;background:var(--brass);display:inline-block}
.util-mail{color:var(--ivory)}

/* Header */
.site-header{background:var(--ink);border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;justify-content:space-between;padding:18px 24px}
.brand{display:inline-flex;align-items:center}
.brand-logo{height:46px;width:auto;max-width:100%;display:block}
.brand-logo-foot{height:54px;margin-bottom:14px}
@media (max-width:860px){.brand-logo{height:36px}}
.nav-desktop{display:flex;gap:28px}
.nav-desktop a{font-size:14px;color:var(--ivory-dim)}
.nav-desktop a:hover,.nav-desktop a.on{color:var(--ivory)}
.nav-mobile{display:none}
.nav-toggle{display:none;background:none;border:0;flex-direction:column;gap:5px;cursor:pointer;padding:6px}
.nav-toggle span{width:22px;height:2px;background:var(--ivory)}

@media (max-width:860px){
  .nav-desktop,.header-actions{display:none}
  .nav-toggle{display:flex}
  .nav-mobile{display:none;flex-direction:column;gap:2px;background:var(--ink-2);padding:12px 24px 20px}
  .nav-mobile a{padding:12px 0;border-bottom:1px solid var(--line);color:var(--ivory-dim)}
  .nav-mobile .btn{margin-top:12px;text-align:center}
  body.menu-open .nav-mobile{display:flex}
}

/* Hero (homepage / cornerstone) */
.hero{background:var(--ink);color:var(--ivory);padding:56px 0 64px}
.hero .eyebrow{color:var(--brass)}
.hero-row{display:grid;grid-template-columns:1.1fr 0.9fr;gap:48px;align-items:center}
.hero h1{color:var(--ivory)}
.hero .lead{color:var(--ivory-dim);font-size:17px;max-width:460px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.route-strip{display:flex;align-items:center;gap:16px;margin-top:32px;padding-top:20px;border-top:1px solid var(--line)}
.route-label{font-family:var(--font-body);font-size:11px;letter-spacing:0.04em;color:var(--ivory-dim)}
@media (max-width:860px){.hero-row{grid-template-columns:1fr}}

/* Hero image frame — object-fit:cover crops to the frame without distortion */
.hero-media{position:relative}
.hero-frame{position:relative;border-radius:12px;overflow:hidden;aspect-ratio:4/3;border:1px solid var(--line)}
.hero-frame img{width:100%;height:100%;object-fit:cover;object-position:center 40%;display:block}
.hero-frame .grad{position:absolute;inset:0;background:linear-gradient(180deg,rgba(20,21,26,0) 55%,rgba(20,21,26,0.5))}
.hero-caption{position:absolute;left:16px;bottom:14px;font-size:12px;color:var(--ivory);background:rgba(20,21,26,0.55);padding:6px 10px;border-radius:6px;letter-spacing:0.02em}

/* Content image blocks (cornerstone page) — height:auto preserves ratio */
.content-media{margin:28px 0;border-radius:12px;overflow:hidden;border:1px solid var(--card-border)}
.content-media img{width:100%;height:auto;display:block}
.content-media figcaption{padding:10px 14px;font-size:13px;color:var(--muted-dark);background:#fff}

/* Holding page side image — start-aligned so it keeps its natural ratio */
.holding-row-media{display:grid;grid-template-columns:1fr 0.8fr;gap:40px;align-items:start;max-width:960px}
.holding-media{border-radius:12px;overflow:hidden;border:1px solid var(--card-border);align-self:start}
.holding-media img{width:100%;height:auto;display:block}
@media (max-width:800px){.holding-row-media{grid-template-columns:1fr}}

/* Pillar cards */
.pillars{padding:64px 0}
.pillar-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}
.pillar-card{background:#fff;border:1px solid var(--card-border);border-radius:12px;padding:28px}
.pillar-card h3{margin-bottom:8px}
.pillar-card p{color:var(--muted-dark);font-size:15px;margin-bottom:16px}
@media (max-width:860px){.pillar-grid{grid-template-columns:1fr}}

/* Breadcrumb */
.breadcrumb{padding:16px 24px;font-size:13px;color:var(--muted-dark)}
.breadcrumb a{color:var(--muted-dark)}
.breadcrumb .cur{color:var(--text-dark)}
.sep{margin:0 6px}

/* Holding pages */
.holding-hero{padding:40px 0 72px}
.holding-row{max-width:640px}
.holding-hero h1{color:var(--text-dark)}
.lead{font-size:17px;color:var(--muted-dark)}
.referral-card{background:#fff;border:1px solid var(--card-border);border-left:4px solid var(--brass);border-radius:0 12px 12px 0;padding:22px 24px;margin:24px 0}
.referral-h{font-weight:600;font-size:15px;margin-bottom:6px}
.referral-card p{color:var(--muted-dark);font-size:14px;margin-bottom:14px}
.holding-note{font-size:14px;color:var(--muted-dark)}
.holding-note a{color:var(--brass-text);font-weight:600}

/* CTA band */
.cta-band{background:var(--ink);color:var(--ivory)}
.cta-row{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:44px 24px;flex-wrap:wrap}
.cta-row h2{color:var(--ivory);margin-bottom:6px}
.cta-row p{color:var(--ivory-dim);margin:0;max-width:420px}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}

/* Footer */
.site-footer{background:var(--ink-2);color:var(--ivory-dim);padding:48px 0 20px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;padding-bottom:28px}
.foot-brand p{font-size:14px;color:var(--ivory-dim);max-width:280px}
.foot-h{font-size:12px;text-transform:uppercase;letter-spacing:0.08em;color:var(--brass);margin-bottom:12px;font-weight:600}
.foot-col a{display:block;font-size:14px;color:var(--ivory-dim);padding:5px 0}
.foot-col a:hover{color:var(--ivory)}
.foot-mail{color:var(--brass-light);font-weight:600}
.foot-legal{border-top:1px solid var(--line);padding-top:18px;font-size:12px;color:var(--ivory-dim)}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr;gap:28px 20px}}

/* Generic section */
.section{padding:56px 0}
.section-cream{background:var(--cream)}

/* Cornerstone: pricing factor grid */
.factor-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:24px 0}
.factor{background:#fff;border:1px solid var(--card-border);border-radius:10px;padding:18px 20px}
.factor h3{margin:0 0 6px;font-family:var(--font-display);font-weight:500;font-size:17px}
.factor p{margin:0;font-size:14px;color:var(--muted-dark)}
@media (max-width:640px){.factor-grid{grid-template-columns:1fr}}

/* Cornerstone: numbered process steps */
.steps{counter-reset:step;margin:24px 0;padding:0;list-style:none}
.steps li{position:relative;padding:0 0 20px 52px;counter-increment:step}
.steps li::before{content:counter(step);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--ink);color:var(--brass-light);font-family:var(--font-display);font-weight:600;font-size:16px;display:flex;align-items:center;justify-content:center}
.steps li:not(:last-child)::after{content:"";position:absolute;left:17px;top:34px;bottom:0;width:1px;background:#D8D2C4}
.steps h3{margin:4px 0 4px;font-size:16px;font-weight:600}
.steps p{margin:0;font-size:14px;color:var(--muted-dark)}

/* Cornerstone: access-type checklist */
.access-list{margin:20px 0;padding:0;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 24px}
.access-list li{position:relative;padding-left:26px;font-size:15px;color:var(--text-dark)}
.access-list li::before{content:"";position:absolute;left:0;top:7px;width:12px;height:12px;border-radius:3px;background:var(--brass);box-shadow:inset 0 0 0 2px #fff, 0 0 0 1px var(--brass)}
@media (max-width:640px){.access-list{grid-template-columns:1fr}}

/* Inline FAQ on content pages */
.faq-block{margin-top:8px}
.faq-block details{border-bottom:1px solid var(--card-border);padding:14px 0}
.faq-block summary{font-weight:600;font-size:16px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq-block summary::-webkit-details-marker{display:none}
.faq-block summary::after{content:"+";color:var(--brass-text);font-size:20px;font-weight:400;margin-left:16px}
.faq-block details[open] summary::after{content:"\2212"}
.faq-block details p{margin:12px 0 2px;color:var(--muted-dark);font-size:15px}